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10 Ways to Avoid Surge Pricing with Rideshares

Rideshare companies like Uber and Lyft are shaking up the world of Taxis and Cab rides, bringing more availability and lower prices for most users. One of the hidden challenges with ride share pricing structures is the use of dynamic pricing, rather than a fixed price based on the distance read more


Finding Family Fun Within Your Budget This Winter

Brisk winter days and cold nights can leave you stuck inside wondering what to do during your free-time. Winter entertainment tends to be more limited than summer months provide because inexpensive activities like parks and outdoor concerts are off the table. Along with a smaller selection, activities also tend to read more


How to Support Charities on A Budget

We are a generous culture, and charitable giving is an important role in our society. Last year charitable causes received $57.9 billion dollars in doonations, an increase of 6.5% over contributions made in 2014. The average family donated $2,974 in goods and services to charitable causes for a total of read more


8 Financial Steps to Take Now for a Stronger New Year

When neiws reporters call for a blizzard, there is a rush at stores to stock up on basic supplies. You buy bread, milk, and food, along with candles for light and salt for sidewalks. You locate the snow shovel, move the vehicle to a secure place, and reach out to read more


Tips on Investing Money Wisely

There are two ways to grow account balances. The first is to put more money away, and the second is to choose investments that increase over time, giving you higher balances through compounding. As money grows, it has an exponential effect, because you gain growth on growth. Much like interest read more


The Biggest Financial Milestones for New College Graduates

A college education increases job readiness and provides a transition into adulthood enjoyed by millions of students each year. This pilgrimage to adulthood can abruptly end at graduation, leading to more adult responsibilities such as finding career employment, independent housing, and increased responsibility for living expenses. While many young adults read more


How to Save the Most Money on Black Friday

With marketing messages touting the best prices of the year, it may seem like saving money on Black Friday is a no-brainer. Just show up and take advantage of sales, to save enormous amounts of money. Unfortunately, this is not always the case. Marketing efforts now stretch over a longer read more


Before You Tie the Knot, Talk About Money

One of the biggest issues among married couples is money. Surveys consistently list it as a key reason for divorce and marital discord. Individuals seem more comfortable discussing other sensitive matters such as sex, future goals, dreams, kids, and in-laws. However, 70% of Americans say that they are uncomfortable talking read more


The Biggest Financial Decisions Millennials Make in Their Twenties

Graduating from college and landing the first “real” job is at the top of many to-do lists, for Millennials in their 20’s. Many are anxious to pay off student loan debt and take on the responsibilities of adulthood. Among these, are important financial decisions which can follow you throughout your read more


Using Life Insurance Cash Value to Consolidate Debt

High levels of debt can mean getting creative to find a faster way out of debt and lower interest rates. As you explore options, you may consider sources of consolidation using collateral from your home through a cash-out refinance, or an equity line of credit. You may look to 401Ks, read more