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Tips on Paying Down Debt

In 2017, credit card debt increased by 5.7% or 11.2 billion dollars to reach a new all-time high of 1.023 trillion dollars in outstanding balances. The average household credit card debt for families who carry a balance rose to $15,654. The increasing household debt could be a sign that you…

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Benefits and Drawbacks of Working with An App Delivery Service

Time-strapped consumers want increased convenience and don’t want to leave the comforts of home, spurring demand for a new way to earn money. Industry experts estimate the food delivery market will grow from $43 billion to $76 billion by 2022. Currently, the average customer orders 48 delivered meals annually, with…

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The Benefits and Drawbacks of Ridesharing

The Uber and Lyft ridesharing companies have transformed the taxi industry moving it away from professional drivers, to part-time gigs by ordinary citizens driving private cars. The ability to earn extra cash whenever you have spare time is a big attraction to driving for a ride-sharing company. Before you get…

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The Benefits and Drawbacks of House Sharing

The growth of the “gig” economy has opened doors to earning extra money in a number of non traditional ways. Airbnb, now a 25-billion-dollar company, offers a simple way to earn extra money with a spare room in your home. House sharing allows ordinary families to rent your home, while…

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Top Factors Influencing the Cost of Debt

Calculating the total cost of borrowing money can help you avoid high-cost borrowing that can jeopardize your finances. For each loan payment you make there is a corresponding cost of borrowing money. Debt payments impact your monthly expenses and can have long-term consequences for your financial stability. Understanding the cost…

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5 Mistakes Consumers Make When Paying Off Debt

Debt reduction is always one of the top New Year’s resolutions. Managing debt and eliminating high-interest payments is an important part of sound money management skills. Having too much debt results in high-interest payments and reduces discretionary income for current and future needs. Before deciding how to pay off existing…

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The Secret to Building Wealth

Financial freedom is a universal goal. Everyone one wants it, but very few people achieve it. While there are hundreds of books and podcasts available on the subject, building wealth does not require a complicated process, provided you are willing to take action and make sacrifices. Here are five effective…

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Top 5 Ways to Save More Money

With 57% of the population sustaining financial reserves of less than $1,000, it is not surprising that saving more money rises to the top of New Year’s Resolutions in 2018. It is one thing to want to save more, and another to achieve success. To make the task easier, here…

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A Fresh Look at New Year’s Resolutions

Americans have a love-hate relationship with resolutions. The beginning of a new year is a good time to make changes in your life, yet, without a clear vision and a plan, resolutions are more of a pipe dream than a goal. Four Steps to Turning Desires into Reality: Focus on…

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Top 4 Strategies for Successful Debt Reduction

Consumer debt levels surpassed the 1 trillion-dollar mark in November 2017, beating the record set in April 2008. Paying down debt is a priority for millions of Americans. When customers stretch debt capacity, it can compound quickly, making it more of a challenge to pay off balances. You can take…

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